Affordable Care Act

Some important dates to remember

October 1, 2013 through March 31, 2014 - Open Enrollment to sign up for health insurance

December 15, 2013 - date you must be enrolled by in order for health insurance to begin on January 1, 2014

How to Enroll

Online - go to to create an account and begin filling out your application online. If you need help filling out your online application, you can chat with someone online or call the toll-free support center. If you have to stop your application and come back later, the Marketplace lets you re-start where you left off.

Mail - you can choose from individual form and instructions, family form and instructions and individual without financial assistance form and instructions.

Call - a toll-free call center is available at 1-800-318-2596. They are available 24 hours a day/7 days a week. The TTY number is 1-855-889-4325.

Local help - every state has individuals trained and certified to help you understand your health coverage options and enroll in a plan. Visit to find help in your area.

Useful websites

Health Insurance Marketplace -

This is THE site where you will create an account, fill out an online application, see what plans and programs you are eligible for and enroll in health insurance. This site also has resources in various languages, informative videos and a wide range of other information to answer any questions you may have.

How can I get ready to enroll in the Marketplace?

This page has all the information you need to have ready before you sit down and start filling out your application.

Health Care Reform Basics -

Information from Blue Cross and Blue Shield to provide some answers about health care reform including what is health care reform, how much it will cost and when it will impact you.

Department of Insurance and Financial Services -

The DIFS is the State of Michigan department responsible for regulating Michigan's financial industries including consumer finance, financial institutions and insurance. There is a great link to HICAP for those confused by all this talk of health insurance. HICAP is the Health Insurance Consumer Assistance Program and they offer free help to anyone needing health insurance information.

The New Health Care Law and You

This 22-page brochure outlines options and sources for more information and was created by members of the Institute of Medicine's Health Literacy Roundtable.

Kaiser Family Foundation Health Reform Information -

Includes an animated video explaining basic changes in how Americans can get health coverage in 2014 in both English and Spanish and a health insurance calculator that can be used to estimate the impact on your household.

Health Reform Glossary -

Simple and straightforward definitions of key terms that are part of the health reform law.